Vested's Olivia Bagatelle and Ellery Smith cover the major insurance and insurtech stories of the month, led by Allianz handing its commercial cyber book to Coalition under a ten-year partnership. They also break down record AI insurtech funding, strong first quarters from Travelers and Berkshire, Florida's first Citizens rate cut since 2015, and new regulatory pressure on life insurers' private credit and AI underwriting. Hurricane season opens in two weeks.