Vested’s Kerry Mullen and Olivia Bagatelle examine the insurance and insurtech headlines defining the start of 2026. From Travelers reinforcing underwriting discipline and Coalition advancing real-time cyber monitoring, to sustained catastrophe volatility, capital flowing into underwriting technology, and rising AI governance standards, this episode unpacks the market signals shaping carrier and investor strategy. In under ten minutes, Underwritten delivers focused analysis for leaders operating in a disciplined, performance-driven cycle.