Underinsurance continues to haunt the insurance landscape, even as technology and data have transformed our understanding of risk. New survey findings reveal brokers face mounting claims refusals and dissatisfied clients, all while 30–40% of sums insured haven’t been reviewed in years. But with desktop surveys and portfolio analytics now cheaper and more powerful than ever, there’s a prime opportunity for brokers to transform conversations, deliver real value, and protect clients where it counts.